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BUSINESS SERVICES

Time Certificates of Deposit
Cashmere Valley Bank offers various short and long-term investment options. For as little as $100 you can invest funds for as short as 3 months or as long as 10 years at very competitive rates. You can even set a specific maturity date. (Investments subject to penalty for early withdrawal).

Individual Retirement Accounts
At Cashmere Valley Bank we offer both SEP and SIMPLE Retirement Account options with no annual fee. As a self-employed person you may be eligible for tax deferred retirement contributions for yourself and or your employees.

Online Cash Management
Cashmere Valley Bank offers its business customers direct access to account activity through its Cash Management Services via the Online Banking. You have access to balance, history, and statement inquiry, you can transfer money between accounts, including Line of Credit accounts, view images, initiate wire transfers and originate direct deposit of payroll for your employees, just to name a few of the options available. This service, combined with the bank’s aggressive pricing of the Cash Management account allows our customers to maximize their return on deposit balances.

ValleyLink Telephone Banking
Use ValleyLink Telephone Banking 7 days a week, 24 hours a day – including weekends and holidays. You can access your accounts anywhere in the world using a touch-tone phone. Simply call 782-4634 or when outside of the Wenatchee Valley, call toll-free at 888-782-4634. If you wish to transfer funds between your accounts, just sign an authorization card designating which accounts you want available through the transfer option.

Direct Deposit
Wouldn’t you like to be on vacation when your next payroll or retirement deposit comes in? You can with direct deposit at Cashmere Valley Bank. We accept direct deposit of Social Security, Retirement Benefits, and Tax Refunds as well as from private employers. It’s safe, convenient and saves you time.

Easy Pay
Easy Pay is an exciting service offered by Cashmere Valley Bank that allows business customers the ability to originate electronic transactions. Transactions can be either debits or credits. Examples of debit transactions include utility payments, account drafts, membership fees, dues, insurance premiums, etc. Credit transactions usually are for Direct Deposit of Payroll, electronically crediting a deposit account for the net payroll amount.

EFTPS
EFTPS is an electronic tax payment system in which the Federal tax payment information and funds move electronically.

Wire Transfers
Per your request, we can wire funds from your account at Cashmere Valley Bank to another company or individual account at any bank within the United States and many banks worldwide.

Merchant Bankcards
If the needs of your business include the ability to accept Visa or MasterCard transactions, you’ve come to the right place. Cashmere Valley Bank Bankcard Services can set you up and provide you with the necessary equipment. Plus, we are here to assist you with your ongoing questions.

Night Deposit
Cashmere Valley Bank offers night depository services. For a one time cost of $20 per bag, you will receive a locking depository bag and a key to the night depository opening.

Minimum Balance Protection
To maintain a minimum balance in your checking account funds can be transferred automatically from a savings or checking account. (Some accounts are subject to regulations regarding limited transaction accounts).

Overdraft Protection
You can protect your account from costly overdrafts by authorizing automatic transfers from savings or checking account, or Personal Line of Credit (subject to credit approval).

Valley Contract Servicing
If you are or will be receiving payments on a contract or obligation of any type, Cashmere Valley Bank can handle all the details of servicing your loan or contract payments, including depositing directly into your checking, savings or investment account. Our contract servicing department relieves you of the worry and inconvenience of handling all the details.

Contract Purchasing
At Cashmere Valley Bank we purchase contracts (including mortgages and deeds of trust) on the following types of property: Single Family Residences, Mobile Homes and Land, Multi-Family Residences, Commercial Structures, and Developed and undeveloped land (Washington State properties only).

Cashmere Valley Leasing
Leasing is a financial mechanism that now accounts for over 30% of business equipment acquisitions. Businesses and government agencies of all types have come to rely on the advantages that leasing offers. It is today's fast, easy and affordable way to finance equipment.

Debit Card
A Cashmere Valley Bank Debit card at over 11 million merchants worldwide can access all personal checking accounts. Not only does the Debit Card offer the convenience of not having to carry or write checks for purchase, there is no transaction fee on any of our checking account products.

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