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Positive Pay is an effective and practical automated business solution that simplifies your day-to-day operations by helping you guard against check fraud. Positive Pay compares checks that are presented for payment against your account to a list of checks that your company has issued. You’re protected daily against losses due to fraudulent check payments and the cashing of unauthorized checks that are presented at the teller window.

Customer Benefits

• Increased fraud prevention to minimize exposure
• Monitor and detect unusual activity
• Reduce time previously spent working fraudulent items – save money
• Ability to make pay or no pay decisions on suspect items

Online Convenience

• Receive and return suspect item information through Online Cash Management
• Provides multi-user access
• Online image provides a tool to aid in your pay or return decisions
• Online Positive Pay provides the ability to send the bank issued and voided checks online