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DEPOSIT ACCOUNTS
Account Name
Interest Rate
APY
Account Name
Interest Rate
APY
Personal Savings¹
1.98%
2.00%
Cash Management²
Business Savings¹
1.98%
2.00%
Investment Checking²
Interest Checking²
0.50%
0.50%
average daily balance of:
Club 50²
0.50%
0.50%
$10.00-4,999.99
1.98%
2.00%
Business Interest Checking²
0.50%
0.50%
$5,000.00-14,999.99
2.08%
2.10%
$15,000.00-24,999.99
2.23%
2.25%
The interest rate and annual percentage yield may change after account opening.
¹ Minimum opening deposit is $50.00.
² Minimum opening deposit is $100.00. Fees could reduce
the earnings on the account.
³ Minimum opening deposit is $1000.00. Fees could reduce the earnings on the account.
$25,000.00-49,999.99
2.47%
2.50%
$50,000.00-1,000,000.00
3.15%
3.20%
Advisor Account Management³
average daily balance of:
$10.00-24,999.99
1.98%
2.00%
$25,000.00-74,999.99
2.91%
2.95%
$75,000.00-1,000,000.00
3.25%
3.30%

TIME CD RATES IRA RATES
Account Product Name
Interest Rate
APY¹
Account Product Name
Interest Rate
APY¹
3 Month
3.02%
3.06%
18 Month Fixed
3.65%
3.70%
6 Month
3.41%
3.45%
18 Month Variable²
3.65%
3.70%
9 Month
3.50%
3.55%
36 Month Fixed
4.04%
4.10%
12 Month
3.65%
3.70%
36 Month Variable²
4.04%
4.10%
12 Month Variable²
3.65%
3.70%
60 Month Fixed
4.18%
4.25%
18 Month
3.65%
3.70%
¹ Minimum balance required to obtain the APY is $100.00. A penalty may be imposed for early withdrawal.
² The interest rate and annual percentage yield may change after account opening.
24 Month
3.84%
3.90%
36 Month
4.04%
4.10%
48 Month
4.14%
4.20%
60 Month 
4.18%
4.25%
5-7 Year
4.23%
4.30%
7-10 Year
4.33%
4.40%

IN-HOUSE HOME LOANS
Call (509) 662-7722 for Mortgage Rates
AUTO & RV LOANS
Loan Type
Interest Rate
APR¹
Loan Type
APR¹
Portfolio Residential 1-4
New Cars
5.99%
Real Estate²
6.75%
7.134%
Used Cars
6.25%
Second Mortgage/
New Recreation Vehicle and Boats
5.99%
Home Improvement
6.75%
7.134%
Used Recreational Vehicle and Boats
6.25%
Residential Building
Personal Loans, Snowmobiles, etc
8.99%
Lot Loan³
7.25%
7.633%
Motorcycles over 1100cc
5.99%
Home Equity Line of Credit
6.00%
6.00%
Rates may be higher depending on term and your credit. Washington residents only.
¹ Annual percentage rate. ² Owner occupied.
³ 1.5% loan fee credited toward construction loan with CVB.  

All rates subject to change without notice.
Interest Rates and Annual Percentage Yields are current as of
05/08/2008