Club 50


Exclusively for our customers 50+ years old.

  • $100 initial opening deposit 
  • No monthly service charge fee 
  • Interest bearing account 
  • Unlimited check writing 
  • CVB Exclusive checks at no charge or 40% discount on any other check style 
  • Images of paid checks available in your statement and online 

Click here for a list of current rates

Rates may change after account opening. Fees may reduce earnings.

Click here to begin opening an account.


Services included for free

  • Currency & Coin Purchases & Sales
  • Online Banking, Bill Pay, and eStatements
  • Mobile Banking
  • Visa Debit Card
  • Telephone Banking
  • Bank-owned ATM access
  • Four Foreign ATM Withdrawals, Balance Transfers, and Inquiries per month
  • Online, Text and Email Alerts
  • Overdraft Protection (1)
  • Automatic Funds Transfers
  • Check Images Included in your Statement (optional)
  • Check Images Online 
  • Statement Copies Online  
  • CVB Logo Checks

What you pay for 

  • *OD - Paid Item Fee (per Item)(1) $ 25.00
  • Stop Payment or Alerts (each)(2) $ 25.00
  • Box of checks -  Prices vary, 40% Discount Qualifies 

(1) When you don’t have enough money in your account to cover a check or other item. These can potentially be avoided by taking advantage of Free Overdraft Protection. Created by check, in-person withdrawal, or electronic means (including recurring debit card transactions) other than point of sale or ATM transaction, unless you opt-in to Valley Balance Plus, then fees also apply to POS and ATM transactions. Maximum of 5 combined OD fees per day.
(2) An order to request that the Bank not pay a check that has been written but not cashed.


How can I make deposits to my account?

  • Currently you can make deposits using the following channels:
  • Branch lobby
  • ATMs that accept deposits
  • Online Banking transfer
  • US Mail
  • Wire Transfer
  • ACH (Automated Clearing House)
  • Bank To Bank Transfer
  • Remote Capture
  • Night Drop

How can I access the money in my account?

  • Use a Visa debit card or checks for purchases or payments
  • Use your Visa debit card at an ATM to get cash
  • Request cash back when using your Visa debit card at a store
  • Use Free Online Bill Pay for making payments
  • Call or visit a branch to request a cashiers check or wire transfer
  • Make a withdrawal from any one of our branches
  • Authorize recurring electronic money transfers to your account at another institution

How much money can I withdraw using my debit card at an ATM?

The standard daily ATM withdrawal limit is $505 per debit card. 

Does my debit card have a daily purchase limit?

Daily point of sale (POS) is $5,000.00. 

How long does it take to receive a new debit card?

Debit cards can be printed at new account opening.

How long does it take to receive new checks?

You should expect to receive your free checks within 10 business days of opening an account. Shipping is not included.

What do I do if my debit card or checks have become lost or stolen?

To report a lost or stolen debit card, simply sign into Online Banking, navigate to the Dashboard, Card Management, select the lost card, and toggle it over to "locked" status.

Alternatively, you may call: 

(509) 664-5453 Monday – Friday. 7:00 a.m. – 6:00 p.m.

(888) 297-3416 After Hours Only

To report lost or stolen checks call your local branch as soon as possible during regular business hours, or you may place a Stop Payment request yourself in your Online Banking. There is a $25 fee for each Stop Payment request.