Have you had your eye on a new or used car? Or have you wanted to buy a boat or RV to enjoy the outdoor recreation in our area? Perhaps there are debts that you want to put behind you...
Cashmere Valley Bank's personal or vehicle loan program can get you where you want to go—on the road, on the water, or on your way to financial freedom. You can do it in no time—complete loan applications can be turned into approvals in as little as one business day.
Some advantages of a Cashmere Valley Bank loan:
- Same rate for purchase or refinance.
- Low fixed interest rates(1).
- Quick and local loan decisions.
- An existing CVB relationship is not required.
- Dealer-direct financing(2) available.
- We offer competitive terms.
*Annual Percentage Rate (APR) calculation is computed using a $10,000 loan balance
**APR calculation is computed using a $15,000 loan balance
(1)A fixed rate is a rate that does not change during the term of your loan. This means you'll know exactly how much interest you'll pay before you even get the loan, and you don't have to worry about your payment increasing unexpectedly from month to month.
(2)Instead of coming to the bank for a pre-approval prior to shopping for a new car or boat you can simply get a Cashmere Valley Bank loan at one of our dealer direct participating dealerships. Just tell the sales-associate that you want a Cashmere Valley Bank loan.
Do I have to be a deposit customer to get a loan?
No, but we would be happy to assist you in moving your accounts to CVB.
Can I pay my loan off early without a penalty?
Yes, in fact we encourage our customers to pay extra when possible.
How can I make my payments?
Payments can be made by the mail, online, by phone from your CVB account, or in person at any Cashmere Valley Bank branch. Automatic payments can be set up to draw from your deposit account at CVB or any other bank.
How do I apply?
Fax, mail, or bring in an application to your local branch.
What’s the difference between an ‘interest rate’ and an ‘annual percentage rate’ (APR)?
The ‘interest rate’ represents only the amount of interest to be paid and does not consider any fees that must be paid.
The annual percentage rate, or APR, factors in the fees required over the life of the loan in addition to the loan’s interest cost and express the total amount as a yearly percentage. The APR provides a more accurate measure of the actual cost of the loan.